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Building bridgesThe Local 825 Funds Office helps you build a strong foundation and construct a secure bridge to your future
Local 825 Funds Office benefits you

Young working familyThrough the collective bargaining process, Local 825 members participate in one or more funds which help them care for themselves and their families through good times and bad.

These are the funds we administer for you:

The Board of Trustees, which is responsible for the overall supervision of the Funds, takes pride in protecting these funds to ensure their preservation and growth and to help you enjoy their benefits. The funds are administered on a daily basis by individuals, firms and companies employed or contracted by the Trustees.

This site is offered to provide fundamental benefit information, to help you stay current with upcoming actions you may need to take, to find answers to frequently asked questions and to access helpful links and resources to help you make the most of what you have worked so hard to achieve.

The Funds Office is here for you on a daily basis. Feel free to call us for information and for help in accessing your benefits when you need them. For answers to the most frequently asked questions about our funds, click here.

Community Health Charities

Local 825 is proud to introduce Community Health Charities as a new partner in our community involvement, charitable giving and wellness initiatives.

Community Health Charities works to unite members with the credible health information and charitable giving choices offered by more than 60 of the most respected health charities in New Jersey, New York and Pennsylvania. A brief description of each program follows:

Health Matters at Work

Some of you may already be familiar with this program, which is available through our Wellness page. Health Matters at Work offers our members and their families free, around-the-clock access to credible health information and support from the nation's most trusted health charities.

Giving Matters 365

Beginning now, members can designate a charitable gift to one or more of their favorite health charities. Community Health Charities annually reviews its charities to ensure financial accountability, so you can be confident that your gift is supporting a credible non-profit organization.

See how easy it is to give

Learn more about Community Health Charities of the Northeast and its member health charities

Read the most recent issue of Health Matters at Work

If you have questions, please contact Mellissa Kulas at 973-671-6911.


Christine MedichChristine Medich
Funds Administrator

Our members work hard to build everything from roads and bridges to plants and skyscrapers. In turn, the Funds Office works hard to help you build a financial structure that will be there for you and your dependents.

It's a shared responsibility. In addition to the role we play, there are steps you must take from time to time. For example, by updating your designated beneficiaries as you experience changes in life.

We are here to help you through the choices, remind you when they're due and assist you in any way we can. If you need help understanding how your benefits work, completing retirement paperwork, filing a claim, checking to make sure contributions have been made on your behalf, we're here for you.

Together, we'll build a solid foundation that will support your needs throughout your lives.

Bulletin Board

Health plan premium amounts

Premium amounts for the period Oct. 1, 2016 through Sept. 30, 2017 have increased. See details for each of four benefit levels.

Caremark CVS drug list April 2016

The drug list (formulary) has been updated as of APRIL 2016. This list is included on the Provider page and may also be reviewed at this link.


Security step by NJ Unemployment Requires action from SUB recipients

Local 825 members who have filed for SUB benefits must provide proof of identity because their social security numbers have been removed from their files by the NJ Unemployment Office as a security measure.
The NJ Unemployment Office made these changes to protect recipients from identity theft, due to an increase in the use of false social security numbers and identity fraud. However, as a result of the removal of SSN numbers from their Certification pages, there is no longer any identifying information for Local 825 to verify deposits.
What you must do


Be sure to get what's yours

It is important to periodically check to make sure your employer contributions match your records. If you think there is a discrepancy, contact the Funds Office immediately and we will help resolve the issue. You also may check your contribution records on Local 825's intranet site.


Make sure your information and beneficiary designations reflect your current choices.